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For the buyers, Tata Housing Company is offering fixed home loan rates for one year

Tata Housing made an announcement about their new scheme that could benefit the buyers to a great extent. Under the new scheme, the homebuyers will have to pay a flat interest at the rate of 3.99 percent on home loans for one year. And the best part is that the rest of the amount will be beard by the company. The company has introduced this scheme to attract a large number of prospective customers to buy their home loan. But this new scheme is only valid for a particular time period that is till 20th November and only across ten projects. Tata Housing Company is offering fixed home loan rates for buyers for one year. The homebuyers are only requiring paying a flat 3.99 per cent interest on home loans. It is an excellent opportunity for home buyers to get the advantage of a home loan at a low rate of interest for one year. In a statement by the company, it is said that “Customer has to pay only 3.99 per cent flat interest rate for one year, with the rest being borne by the Tata Housing.” Post the booking the customers will be receiving a gift voucher from twenty-five thousand to eight lakh depending on the property. On the registration of the property and post-payment of ten per cent, the buyers could issue the gift voucher through the company. This new scheme is an attractive payment plan to lure prospective home buyers. And it could effectively enhance the housing sales of the company. The company also said that they have considered taking a seven percent rate of interest per annum from the bank as the maximum limit for the offer.  Under the construction properties across Mumbai, Bengaluru, Kochi, Delhi-NCR, and Kasauli, this new scheme is spread to ten Tata Housing projects with RTMI. The managing director and the chief executive officer of Tata Realty & Infrastructure said that the real estate sector was one of the worst-hit in the first few months of the pandemic. But now the real- estate sector is showing some of the early signs of recovery from the worst hit. According to him government and the RBI have taken many effective measures for the real estate industry during the pandemic, and now the sectors are able to handle the situation safely.  Mumbai-based Kalpataru Ltd has also launched a subvention scheme. Under this scheme, the buyers need to pay ten percent now, and there is no interest for the next two years with zero stamp duty burdens on selected projects. The customers could buy RTMI (Ready-to-Move- In) unites in the selected projects of Wadhwa group by paying ten percent as per the Wadhwa group. The customers could pay the left balance amount in instalments after one year. For everyone buying a home is one of the most cost-intensive financial undertakings so the people need to grab this opportunity to save the overall cost of acquisition as per the advice of Anarock Chairman Anuj Puri.

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